Get Pre-Approved for Your First Home - Even If You Think It's Not Possible Yet.
Every grant and scheme you're entitled to: Most first home buyers miss out on thousands simply because they didn't know to ask. Matthew maps every federal and state entitlement for your situation before your first application goes in.
A specialist who knows first home buyers: Matthew has worked with 150+ first home buyers, which means he's seen your situation before and knows exactly how to handle it.
Speak to a Specialist First Home Buyer Mortgage Broker
Trusted by First Home Buyers
150+ First Home Buyers Helped.
You Could Be Next.
First Home Buyers Helped Into Their New Home
Home Loans Settled
Years Specialising in First Home Buyers
Star Rated by First Home Buyers
Our Partners
Accredited to Compare 40+ Specialist Lenders
Our Solution
Tailored Home Loan
Solutions for First Home Buyers
Not generic advice. A real strategy built around your situation.
The Process
We Handle the Complex Parts. You Focus on Finding a Home You Love.
Step 3
Walk In as a Confident, Pre-Approved Buyer
With your loan pre-approval locked in, you can make offers, bid at auction, and negotiate with certainty. You'll know exactly what you can spend, and you'll feel like you've done this before.
5 Star Rated
From 150+ Reviews
Reviews
What Our First Home Buyers Say
Clients who needed the best first time home buyer mortgage found the same thing: clear advice, no jargon, and a result that actually happened.
As first home owners figuring out home mortgage first time buyer options, Matthew went above and beyond to help us find a loan that would set us up for success throughout our home hunting journey. He communicated clearly, was quick in his responses to the many questions we had, and collaborated with our conveyancer to ensure the process ran smoothly. Couldn't recommend Matthew enough. If I could give 10 stars, I would.
BB
Bernalee Brockmann
Verified Google Review
We originally thought buying a house would be so far out of reach for us but Matthew did all the hard work in making sure it was possible to help us buy our first home. He kept us up to date with everything and made the whole process so easy! In less than 2 months we were able to buy our first home. Would definitely recommend him to anyone looking to buy their first home.
CB
Cameron Bullock
Verified Google Review
Matthew was so helpful and patient with me from the very first phone call. I didn't think I had a chance but now I'm feeling hopeful. Definitely recommend!
AC
Anna C
Verified Google Review
Matthew was a great help when we were buying our first home. He made the process effortless and with our weird working hours was able to contact all business remotely.
GS
Georgia Sirec
Verified Google Review
Matt was incredibly helpful, kind and efficient from the beginning. He took the time to understand my needs and situation. Matt was able to make a complicated process super simple! I highly recommend Matt for your financial needs!
B
Bec
Verified Google Review
Mathew has gone way beyond to help us. For anyone navigating first mortgage home lending, his process is smooth and extremely systematic. I would highly recommend him.
G
Gauri
Verified Google Review
Dealing with Matt is a key success factor in finding the best first time home buyer mortgage and saving you money quickly. He offers fast practical advice that gets you to the finishing line faster.
PB
Peter Bakunowicz
Verified Google Review
Your First Home Buyer Specialist
Meet Matthew Stack
Most of my clients come to me after spending weeks Googling and still not knowing if they can actually buy. As a first home mortgage broker, I work with you from that first conversation through pre-approval, lender selection, and all the way to settlement.
What I do differently is simple: I take the complexity off your plate entirely. I assess your full situation, identify every government scheme and grant you're entitled to, and match you with the right lender from a panel of 40+... Not just whoever quotes first. My clients don't stress about paperwork or lender negotiations. They focus on finding a home they love while I make sure the finance is sorted.
If you're ready to stop wondering and start moving, I'm here to help.
Dedicated First Home Buyer Mortgage Broker: 8+ years dedicated to helping first-time buyers navigate the loan process from application to settlement
40+ Lender Access: Accredited to compare home loans across more than 40 lenders, including specialist products unavailable directly at major banks
5-Star Track Record: Rated 5 stars across 150+ client reviews, with a proven record of getting first home buyers approved faster than they thought possible
FAQ
Frequently Asked Questions
How much deposit do I actually need to buy my first home?
Not as much as you might think. Through the government's First Home Guarantee, eligible first home buyers can purchase with as little as a 5% deposit, with no Lenders Mortgage Insurance. Depending on your state, you may also be entitled to stamp duty concessions that reduce your upfront costs further. A strategy session with Matthew will confirm exactly what you need to get moving.
What if I'm not sure I can qualify for a loan?
This is the most common concern we hear. Most people are far closer than they realise. Borrowing capacity depends on income, expenses, existing debts, and the type of property you're buying. Rather than guessing, speak to Matthew and he will give you a clear, honest picture of where you stand.
How is Fetch My Home Loan different from going straight to my bank?
Your bank can only offer you their own products. Matthew compares options across 40+ lenders including competitive rates and policies the major banks simply don't advertise. He manages all the paperwork, handles lender communication, and advocates for your application from start to finish. The service is completely free to you, paid by the lender upon settlement.
How quickly can I get pre-approved?
In many cases, conditional pre-approval can be turned around within a few business days once your documents are in order. Matthew will tell you exactly what's needed at your first strategy session and keep the process moving as fast as possible.
What government schemes am I eligible for?
It depends on your income, purchase price, and state. Schemes available include the First Home Guarantee (5% deposit, no LMI), First Home Owner Grant (cash grants in some states), and various stamp duty concessions for first home buyers. Matthew maps all of this at your first session. Most clients are entitled to more than they realise.
